RukaDesk · RukaPay

Merchant KYC

For businesses accepting RukaPay payments. Choose formal or micro merchant and submit the relevant documents for Dorothy’s approval. No sign-in required.

Formal merchant requirements

Prepare the documents and information below for Dorothy’s review.

Download merchant requirements ↓

Business information

  • Certificate of Incorporation (URSB)
  • TIN
  • Trading licence
  • Form 8/20

Owner details

  • Valid National ID
  • Passport photo
  • Active phone and email

Payment setup

  • Bank account details or registered MTN or Airtel number

Business readiness

  • Smartphone, tablet or laptop
  • Internet access

Compliance

  • Signed RukaPay Merchant Agreement

RukaPay provides training, a QR code, a Merchant ID and dashboard access for 2 people. These are onboarding benefits, not documents to upload.

Upload the merchant’s supporting documents. PDF, PNG or JPEG; up to 30 files, 3 MB total. You can combine related evidence in one PDF. Documents are private and accessible only to Dorothy and administrators.

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